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Elements of Financial Aid Satisfactory Academic Progress

Grade Point Average (GPA) Requirement (Qualitative)

• Students must maintain a 2.0 cumulative GPA or greater on all hours attempted at Â鶹ÊÓƵ.

Completion Rate Requirement (Quantitative): Pace of Progression to ensure completion within the maximum time frame.

• Students must complete 70% of all hours attempted. Grades of A, B, C, and D grades count as completed credits.
• All students are required to pass and complete 70% of all classes attempted. (Student will be ineligible for financial aid until completion rate is 70% or greater or an appeal for financial aid has been approved. Grades of I, RR, F, W, and U will be considered hours attempted but not completed.)

Maximum Time Frame Pace of Progression

• Students receiving financial aid must complete their program of study within a reasonable time frame. The maximum time frame is 150% of the published length of the academic program or certificate (transfer credit hours counted towards degree program will be included). Limited developmental coursework will not be counted in the maximum time frame.
• Example: Associate of Arts= 60 hours x 150% = 90 hours.
  90 credit hours is the maximum number of hours allowed by financial aid.

Consequences of not Meeting Satisfactory Academic Progress (SAP)

Failure to meet one or more of the established financial aid standards of satisfactory academic progress will make a student ineligible for financial aid. Students who have their financial aid revoked due to the failure to meet the SAP standards will remain ineligible until such time that they are able to meet the cumulative financial aid SAP standards. Those students will be responsible for payment of their own tuition and fees. In the following provisions, “warning”, “suspension” or “ probation” means financial aid warning, suspension, or probation not academic warning, suspension, or probation.

1. Financial Aid Warning – A status assigned to a student who fails to make satisfactory academic progress at a school that evaluates academic progress at the end of each payment period and/or term, and chooses to allow students who fail its progress standards to continue to receive aid. If the student has not returned to satisfactory standing after this additional semester, he or she will be suspended from further financial assistance until the satisfactory progress standards are met.
   • NOTE – Because there are multiple components included in SAP, it is possible for a student to be placed in a warning status multiple times, for the same or different reason. Students, however, cannot be in a warning status for consecutive terms.
2. Financial Aid Suspension – If, after being placed on financial aid warning status, a student fails to meet the SAP standards of a cumulative 2.0 GPA and 70% completion rate, he or she will be placed on Financial Aid Suspension and will immediately lose financial aid eligibility.
3. Financial Aid Probation (Warning with Stipulations (W-STIPS)) – When a student fails to make SAP and who has successfully appealed and has had eligibility for financial aid reinstated with an academic plan.
4. Maximum Time Frame Suspension (Pace of Progression) – Students must attain their degree on or before 150% of the published credits needed for a certificate or an associate degree.

If a student fails to meet the Maximum Time Frame standards, they will be placed on Maximum Time Frame Suspension and will immediately lose financial aid eligibility.

Completed Degree or Change of Major

Credit hours obtained in a completed academic credential (e.g., a certificate, associates, etc.) will affect a student’s maximum timeframe. Students who change majors more than once will also have the attempted credit hours from the previous major count against the maximum time frame.

Appeals

Students that fall below the SAP requirements have the right to appeal their ineligibility for Financial Aid.  All appeals are reviewed for extenuating circumstances by the Financial Aid Appeals Committee and/or Financial Aid Advisor.

Financial aid appeals must contain the following documentation:

1. The student must complete the Appeal for Financial Aid and/or Scholarships form, describing in detail, all extenuating circumstance(s) that prevented the student from meeting the Financial Aid Satisfactory Academic requirements for the most recent semester. If the student’s academic transcript indicates that the student had more than one difficult semester, the student must address the circumstance(s) for each semester.
2. The student must provide information about why he/she failed to make SAP, and what has changed in the student’s situation that would allow him/her to demonstrate satisfactory academic progress at the next evaluation.
3. Students should attach any documentation that is relevant to their circumstances. These may include letters from counselors, doctors, ministers, and/or other appropriate third parties. For example, if the student had an illness that prevented them from attending classes, the student should provide a doctor’s note or medical billing statement as verification of illness.
4. The FA Appeals Committee/FA Advisor will act on the appeal in a timely manner, and if approved, financial aid eligibility may be reinstated for one additional semester after which the student must have returned to satisfactory academic standing. The Financial Aid Appeals Committee/FA Advisor may also require an academic plan that must be followed if returning to good standing is not possible in one semester's time. If students who have previously been placed on suspension subsequently fail to meet either of the two standards, future eligibility will be immediately suspended. The student may also appeal this suspension. If mitigating circumstances do not exist, the student may secure alternative funding until the satisfactory academic requirements (see above) have once again been met.
5. Students exceeding the maximum timeframe rule and are pursuing a subsequent degree will need to explain in detail how the subsequent degree will benefit the student's career and any mitigating circumstances surrounding their intent to pursue a subsequent degree.

Students are encouraged to access the applicable forms at senmc.edu or in person at the Financial Aid Office. Appeals may be submitted through their myÂ鶹ÊÓƵ account. Forms may also be submitted by email or in-person to the Financial Aid Office.

All appeals must be submitted to the Financial Aid Office by the deadline date which is two weeks after the semester’s census date of the student’s enrollment period. Appeals submitted after this deadline will be returned to the student.

Once a decision has been made on the appeal and the documentation provided, the student is to be notified of the committee’s/FA Advisor decision via Â鶹ÊÓƵ email. If a student has a balance with Accounts Receivable, they should make payment arrangements while waiting on a decision, in case of a denial. Decisions rendered by the Financial Aid Appeals Committee/FA Advisor are final.

Academic Plan Agreement

Students will be required to visit with their Financial Aid Advisor in order to obtain their personalized Academic Plan Agreement. Failure to meet the terms and conditions of the academic plan will result in suspension from future Financial Aid eligibility.

Academic Plan Status/Probation (W-STIPS)

Students who have had an appeal approved will be placed on an Academic Plan. The student will be considered for financial aid during the semester for which the student has applied and is otherwise eligible.

Students who are able to meet the minimum requirements of SAP within one term will receive an email listing the requirements of their Academic Plan Agreement. Students who need two or more terms to meet the minimum requirements of SAP will be required to meet with an FA Advisor and sign a copy of the Academic Plan Agreement.

The Academic Plan Agreement will be reevaluated by the Financial Aid Advisor at the end of each semester. Students may regain eligibility to receive financial aid for the next semester of enrollment by either:

1. Completing the semester with grades that bring the student into compliance with financial aid policies; OR
2. Completing the specific requirements of the Academic Plan Agreement. If the academic plan is required for more than one semester, the terms must be met for each semester of enrollment until the student has returned to the minimum standards as defined within the Â鶹ÊÓƵ’s SAP policy.

If the student again fails to meet the cumulative satisfactory progress standards at the end of one semester, they will be placed on Financial Aid Suspension.

Timeframe Requirements – Maximum Time Frame and Second Degree Seeking

Maximum Time Frame (Pace of Progression)

Students who have exceeded the maximum time frame for their declared program of study, must submit the Appeal for Financial Aid and/or Scholarships Form. This includes students returning to Â鶹ÊÓƵ for a second or subsequent degree and are in violation of the Maximum Time Frame standard. Appeals need to be submitted to the Office of Financial Aid.

Students whose degree program requires more than the allowable credit hours within their grade level can submit a copy of their Degree Audit for review. This will not be counted as an Appeal submission.

Scenario: Tim is a Nursing student who has earned 91 attempted credit hours and per his degree audit, the program requires 70 credit hours. Based on the Time Frame calculation, Tim is still within his allowable Time Frame for his degree program making him eligible for Title IV funding.

His SAP status would be updated from suspension to good and a note would be made in the system: 70(150%) = 105 attempted credit hours.

Transfer students who have transferred from outside institutions and have exceed the Maximum Time Frame standard must submit a copy of their Degree Audit in order to ensure that only transfer credit hours counted towards their program will be counted within their allowable Time Frame. This will not be counted as an Appeal submission.

Scenario: Samantha transferred to Â鶹ÊÓƵ from an outside institution and 60 transfer credit hours were recorded on her academic record. She has also earned 50 attempted credit hours at Â鶹ÊÓƵ, calculating her Time Frame at 110 attempted credit hours. Based on her Degree Audit, only 30 transfer credit hours are actually being counted towards her degree program, calculating her true attempted credit hours at 80 credit hours and making her eligible for Title IV funding.

Her SAP status would be updated from suspension to good and a note needs to be made in the system: 30 Transfer credit hours that apply to degree + 50 attempted credit hours = 80 total attempted credit hours.

Students who have changed their degree program only once within their grade level are eligible to have their Time Frame reset and receive financial aid for the remaining courses left to complete degree program. A copy of the Degree Audit must be submitted along with a letter from their academic advisor listing the remaining courses needed to complete the program.

Scenario: Jacob was first admitted to Â鶹ÊÓƵ as an Associate of Arts major, but then in his sophomore year decided that he wanted to become a teacher and changed his degree program to Education. This has caused him to exceed his allowable Time Frame for his grade level due to the extra program requirements needed to become a teacher. The Financial Advisor has received a copy of the Degree Audit and letter from academic advisor listing the remaining courses the student has left to complete degree.

Student’s SAP status would be updated from suspension to warning with stipulations and a note needs to be made. Student would also need to sign an academic plan, because the FA Advisor will need to track the student’s courses each term and the student would need to complete each term with no W, I, F, U, or RR grades.

Remedial courses taken for credit, up to 30 credits, may be deducted from the total number of credits attempted when calculating time frame since they do not count as a credit toward a degree; but may be required and taken within an eligible program.

An academic plan will be used for maximum time frame appeals that are approved for extenuating circumstances; this also includes second degree seeking students.

Examples of time frame maximums for most programs are listed below:

Second Degree Students

Students who have completed a pace of progression and have earned an Associate’s Degree and wish to attempt a second degree at the same level, e.g., two associate degrees, will need to submit an appeal if the student has exceeded the maximum time frame standard within their initial degree. Within the appeal, the student will need to provide what extenuating circumstances are present and why they need to pursue the second degree. The student will also need to provide examples of how the second degree will benefit their career.

Students who are submitting an appeal will also need to submit a form with a signed statement of time frame from their Academic Advisor listing the required courses remaining to complete their degree. The Academic Advisor must state the number of credit hours required for the degree and how many credits are remaining to complete the degree. The Financial Aid Committee/FA Advisor will review the form and determine the total number of maximum allowable attempted credits hours for the student’s second degree program.

• Second Degree seeking students will need to maintain a 2.0 cumulative GPA and 70% completion rate.
• If the student’s registered courses do not match the information listed on the document, they will be ineligible to receive financial aid.

Adjusted Credit Option

Students granted the Adjusted Credit Option (ACO) by Â鶹ÊÓƵ will have their SAP separately calculated for Time Frame, Completion Rate, and GPA. Federal regulations do not allow a student's SAP to be calculated based on adjusted GPA, time frame or completion rate if Academic Amnesty has been applied to the student's records.

When evaluating a student with an ACO, the financial aid advisor must calculate their completion rate as would be done for any other student (all credits completed divided by all credits attempted). Time frame will be evaluated by adding all credits attempted at Â鶹ÊÓƵ plus any transfer credits accepted at Â鶹ÊÓƵ. For GPA, the actual non-adjusted cumulative GPA must be determined without any consideration of the ACO and the non-adjusted cumulative GPA must be used for purposes of evaluating SAP requirements. These students will be coded with ACO until reviewed.